Welcome to DCCB-District Cooperative Central Bank Ltd.,Kakinada

Positive Pay System (PPS)

Overview

To safeguard your hard-earned money against cheque frauds, as per RBI guidelines, Bank has introduced Positive Pay System for cheques of Rs. 5.00 lakhs and above. Through Positive Pay, cheques will be processed for payment, based on information passed on by you at the time of issuance of cheque.

Eligibility

Our bank Cheque holder customers

Features
  • Cheques above Rs. 5.00 lakhs to be mandatorily informed to the home branch
Benefits
  • To overcome the cheque based fraudulent transactions
PPS Timing
  • Details of issued cheques to be informed to home branch at least 24 hours before the cheque is presented in clearing
Rates & Charges

NIL

How to give PPS confirmation?

By submitting request for PPS confirmation at Home Branch in the prescribed format.
Please contact your nearest DCCB Kakinada branch for utilizing this facility.

Kakinada District Cooperative Central Bank Ltd Positive Pay Privacy Policy

During using this website or availing the products and services via the online application forms and questionnaires, the Kakinada District Cooperative Central Bank Ltd may become privacy to the personal information of its customers, including information that is of a confidential nature.

The Kakinada District Cooperative Central Bank Ltd is strongly committed to protecting the privacy of its customers and has taken all reasonable measures to protect the confidentiality of the customer information and its transmission through the world-wide web. It shall not be held liable in any manner for disclosure of the confidential information in accordance with this Privacy Commitment, terms of agreements (if any) with the customers, or for reasons beyond its control.

The Kakinada District Cooperative Central Bank Ltd endeavors to safeguard and ensure the security of the information provided by the customer. It uses 256-bit encryption for the transmission of information in its online system, which is currently the permitted maximum level of encryption in India. The customer is required to cooperate with the bank to ensure the security of the information and is recommended to choose passwords carefully to prevent unauthorized access by third parties. To make the password complex and difficult to guess, customers should use a combination of alphabets, numbers, and special characters like !, @, #, $. Customers should not disclose their password(s) to anyone or keep any written or recorded copies of the password(s) that third parties could access.

Disclosure Policy

The Kakinada District Cooperative Central Bank Ltd undertakes not to disclose the information provided by the customers to any person unless such action is necessary for the following purposes:

  1. Conform to legal requirements or comply with legal processes.
  2. Protect and defend the rights, interests, or property of the bank.
  3. Enforce the terms and conditions of the products or services.
  4. Act to protect the interests of the bank, its members, or other persons.

The customer authorizes the Kakinada District Cooperative Central Bank Ltd to exchange, share, or part with all information related to their details and transaction history with banks, financial institutions, credit bureaus, agencies, or participants in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis, credit scoring, verification, or risk management. The bank shall not be held liable for the use or disclosure of this information.

The information, material, advice, suggestions, illustrations, notifications, and circulars, collectively referred to as "the content," on this website may contain mistakes, omissions, inaccuracies, or typographical errors. The Kakinada District Cooperative Central Bank Ltd assumes no responsibility for these errors and makes no warranty or representation regarding the content provided through this website. Any action taken by customers based on this content is at their own risk and responsibility. The bank reserves the right to correct any part of this content at any time at its sole discretion. The content of this website shall not be displayed or printed in any form, in part or whole, without the prior written approval of the Kakinada District Cooperative Central Bank Ltd.

The Kakinada District Cooperative Central Bank Ltd will limit the collection and use of customer information to a need-to-know basis to deliver better service. It may use and share the information provided by customers and third parties for providing services or for notifying or contacting customers regarding any problem with, or expiration of, such services.