Bank Charges

                                                                          THE DISTRICT COOPERATIVE CENTRAL BANK LTD., KAKINADA
                                                                                                 BANK CHARGES ON 17.05.2023
S.No Partciculars Existing Charges Revised Charges
1. Minimum Balance
a. Saving A/c without cheque book Rs.300/- Rs.500/-
b. Saving A/c with cheque book Rs.1000/- Rs.2000/-
c. Current A/c Rs.2000/- Rs.5000/-
2 Charges for Non maintaning of minimum balance
a. Saving A/c without cheque book Rs.50/- + GST Rs.50/- + GST
a. Saving A/c with cheque book Rs.100/- + GST Rs.100/- + GST
a. Current A/c Rs.100/- + GST Rs.250/- + GST
3 Account Maintanance Charges
a. Savings A/c Nil Rs.100/- + GST
b.Current A/c Nil Rs.200/-+ GST
4 Closure of  accounts (before one year from date of opening of account
a. Savings A/c Nil Rs.100/- + GST
b.Current A/c Nil Rs.200/-+ GST
5 Collection of Outstation Cheques
Upto  Rs.5000/- Rs.25/- + GST Rs.25/- + GST
Rs.5001/- to Rs.10000/- Rs.50/-  + GST Rs.50/-+ GST
Rs.10001/- to Rs.100000/- Rs.100/- + GST Rs.100/-+GST
Above Rs.100000/- Rs.200/- + GST Rs.200/-+GST
6 Electronic Funds Transfer
RTGS Outward
Rs.2.00 lakhs to Rs. 5.00 Lakhs Rs.18/- (including GST) Rs.18/- (including GST)
Above Rs.5.00 lakhs Rs.30/- (including GST) Rs.45/- (including GST)
NEFT Outward
Upto Rs.10000/- Rs.1.50/- (including GST) Rs.2.50/- (including GST)
Rs.10001/- to Rs.100000/- Rs.5/- (including GST) Rs.5/- (including GST)
Rs.100001/- to  Rs.200000/- Rs.9/- (including GST) Rs.10/- (including GST)
Above Rs.200000/- Rs.14/- (including GST) Rs.20/- (including GST)
7 Loan Notice Charges
Retail Loans Nil  1st Notice -Rs.100/- + GST
2nd Notice -Rs.200/- + GST
3rd Notice -Rs.300/- + GST
Gold Loans Nil 1st Notice -Rs.20/- + GST
2nd Notice -Rs.50/- + GST
3rd Notice -Rs.50/- + GST
8 DD Commission
Rs.1/-  to Rs.500/- Rs.20/- + GST Rs.40/- + GST
RS.501/- to Rs.5000/- Rs.35/-  + GST Rs.35/-+ GST
Rs.5001/- to Rs.10000/- Rs.3/- per Thousand + GST  Rs.3/- per Thousand + GST
Rs.10001/- to  Rs.100000/-  Rs.3.50/- per Thousand + GST  Rs.3.50/- per Thousand + GST
Above Rs.100000/-  Rs.2.50/- per Thousand + GST  Rs.2.50/- per Thousand + GST
9 ATM/Debit Cards
New/Duplicate cards Nil Rs.100/- + GST
ATM Green pin charges Nil Rs.25/-+ GST
ATM Annual maintain Charges Nil Rs.100/- + GST
10 MICR Cheques
Savings A/c One book free for quarter and thereafter Rs.1/- per leaf One book free for annum and Rs.3/- + GST per cheque leaf thereafter
Current A/c One book free for quarter and thereafter Rs.1/- per leaf c. For individuals-One book free for annum and Rs.3/- + GST per cheque leaf thereafter

d.For Cooperative A/cs-4 book free in a year and Rs.2/- + GST per cheque thereafter.

11 Others
Duplicate Pass book charges Rs.100/- + GST Rs.100/- + GST
Cheque Return charges Rs.100/- + GST Rs.100/- + GST
Spare cheques charges Rs.100/- + GST Rs.100/-+GST
DD Cancelleation/Revalidation Rs.100/- + GST Rs.100/- + GST
Incidental charges Rs.100/- + GST Rs.100/- + GST
Stop Payment instructions Rs.100/- + GST Rs.100/- + GST
Duplicate DD charges Rs.100/- + GST Rs.100/- + GST
Account Statement  charges Nil Rs.25/- + GST
Issurance of balance confirmation certifications Nil Rs.100/- + GST
Signature Verification Nil RS.50/- + GST per instance/attestation on each occcasion
SMS alerts Nil Rs.15/-  + GST  for quarter
Issue of duplicate term deposits reciepts Nil Rs.100/- + GST aganist Idemnity bond by account holder
Enquries about old records (for more than 12 months) Nil For each item of 10 pages- Rs.100/- + GST per item and in multiple  thereof